Our role
Wise Business Capital is not a bank. Certain business funding products may be provided directly where applicable. Other financing options may be offered by independent third-party funding or lending partners.
No guarantee
Submitting information does not guarantee approval, an offer, specific terms, or funding. Funding amounts, products, rates, costs, terms, and timing depend on provider criteria, underwriting, documentation, and the business’s financial profile.
Product structures
A merchant cash advance is generally structured as a purchase of future receivables and is not the same as a traditional loan. Other products may be loans or other commercial finance arrangements. Applicants should review each agreement carefully.
Advertising and examples
Any ranges, examples, or estimated timing on the website are illustrative unless expressly stated otherwise. Final terms are provided only in transaction documents.