Working Capital
Flexible business capital for near-term operating needs and growth opportunities.
Explore this optionTypical business profile
Businesses with recurring revenue seeking funds for payroll, inventory, marketing, expansion, or unexpected expenses.
Potential advantage
A broad use of proceeds and structures that may align with business cash flow.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
Costs, payments, and term length vary by provider and business profile.
Merchant Cash Advance
A purchase of a portion of future business receivables rather than a traditional loan.
Explore this optionTypical business profile
Businesses with consistent receivables seeking fast, flexible access to capital.
Potential advantage
Remittance structures may flex with sales, depending on the agreement.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
Review the purchased amount, specified percentage, reconciliation rights, and total cost carefully.
Business Term Loans
A lump-sum financing product with a defined term and payment schedule.
Explore this optionTypical business profile
Established businesses with predictable cash flow and a specific investment plan.
Potential advantage
Predictable structure and the ability to plan around a defined term.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
Approval may involve more documentation, credit review, collateral, or guarantees.
Business Lines of Credit
Revolving access to capital that can be drawn as business needs arise.
Explore this optionTypical business profile
Businesses managing recurring working-capital gaps, seasonality, or ongoing purchasing needs.
Potential advantage
Pay for capital when drawn and reuse availability subject to program terms.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
Limits, draw fees, interest, renewal terms, and minimum payments vary.
Equipment Financing
Financing designed to purchase or lease equipment, vehicles, machinery, or technology.
Explore this optionTypical business profile
Businesses acquiring revenue-producing or operationally essential assets.
Potential advantage
Preserves cash while aligning financing with the useful life of an asset.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
The equipment may secure the financing; down payments and asset restrictions may apply.
SBA & Long-Term Financing
Longer-term financing options for qualifying businesses through applicable lending partners.
Explore this optionTypical business profile
Established, qualified businesses planning major investments, acquisitions, or refinancing.
Potential advantage
Potentially longer repayment periods and lower periodic payments than short-term products.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
Usually requires detailed underwriting and takes longer to complete; eligibility rules apply.
Revenue-Based Financing
Capital structured with reference to a business’s revenue and cash flow.
Explore this optionTypical business profile
Growing businesses with measurable, recurring revenue.
Potential advantage
A structure designed around operating performance rather than a fixed-purpose asset.
Common uses
Growth, working capital, equipment, inventory, expansion, or other eligible business purposes.
Important considerations
Payment mechanics and total cost vary; understand how revenue affects obligations.